Anfix vs Holded: Complete Comparison 2026
An in-depth comparison of features, pricing, and user experience to help you make the right choice.
Anfix
8.4(312 reviews)
Contabilidad, facturación y bancos online para autónomos y pymes en España, con módulo Verifactu integrado y enlace con tu asesor.
Holded
Spanish cloud ERP combining accounting, invoicing, CRM, projects, and HR in one platform built for Spain and Latin America.
Quick Comparison
| Aspect | Anfix | Holded |
|---|---|---|
| Best For | Autónomos que facturan a empresas españolas | Spanish SMBs needing SII compliance built-in |
| Pricing Model | Subscription | Subscription |
| Starting Price | $9.9/mo | $10/mo |
| Deployment | cloud | cloud |
| Platforms | WEB, IOS, ANDROID | WEB, IOS, ANDROID |
| Rating | 8.4/10 | 7.8/10 |
Pros & Cons
Anfix
Pros
- Verifactu integrado de serie con QR y hash chain conformes a RD 1007/2023
- Conexión PSD2 con todos los bancos españoles de tamaño medio y grande
- Diseño limpio y curva de aprendizaje corta para no contables
- Versión gratuita para asesorías que facilita el trabajo a tres bandas
- Soporte en español por personas, no chatbots, en horario de oficina
Cons
- No tiene módulo de nóminas propio (depende de A3, Sage o externos)
- Se queda corto a partir de 10 empleados o 1.000 facturas mensuales
- Multimoneda muy básica: factura en USD pero contabiliza en euros
- Informes analíticos limitados frente a Sage Despachos o A3
- API REST solo disponible en el plan Pyme, el más caro
Holded
Pros
- Native SII tax compliance saves hours for Spanish businesses
- All-in-one ERP at a fraction of the cost of separate tools
- Clean, modern interface that non-accountants can figure out
- Strong bank connections with major Spanish banks
- Multi-company management from one dashboard
Cons
- Multi-currency handling is basic compared to Xero
- Mobile app lags behind the web version in features
- Individual modules lack depth of specialized tools
- Limited value outside Spain and LATAM markets
- Customer support response times can be slow
Pricing Comparison
| Product | Pricing Model | Starting Price |
|---|---|---|
| Anfix | subscription | $9.9/mo |
| Holded | subscription | $10/mo |
Our Verdict
Choose Anfix if...
Autónomos que facturan a empresas españolas
Choose Holded if...
Spanish SMBs needing SII compliance built-in
Still Not Sure?
Explore more alternatives or read in-depth reviews to make your decision.