Holded vs Quipu: Complete Comparison 2026
An in-depth comparison of features, pricing, and user experience to help you make the right choice.
Holded
Spanish cloud ERP combining accounting, invoicing, CRM, projects, and HR in one platform built for Spain and Latin America.
Quipu
8.3(287 reviews)
Facturación, gastos e impuestos en la nube para autónomos y pymes españolas, con Verifactu, OCR de tickets y conexión bancaria PSD2.
Quick Comparison
| Aspect | Holded | Quipu |
|---|---|---|
| Best For | Spanish SMBs needing SII compliance built-in | Autónomos con gastos frecuentes en tickets que necesitan OCR |
| Pricing Model | Subscription | Free Trial |
| Starting Price | $10/mo | $12.75/mo |
| Deployment | cloud | cloud |
| Platforms | WEB, IOS, ANDROID | WEB, IOS, ANDROID |
| Rating | 7.8/10 | 8.3/10 |
Pros & Cons
Holded
Pros
- Native SII tax compliance saves hours for Spanish businesses
- All-in-one ERP at a fraction of the cost of separate tools
- Clean, modern interface that non-accountants can figure out
- Strong bank connections with major Spanish banks
- Multi-company management from one dashboard
Cons
- Multi-currency handling is basic compared to Xero
- Mobile app lags behind the web version in features
- Individual modules lack depth of specialized tools
- Limited value outside Spain and LATAM markets
- Customer support response times can be slow
Quipu
Pros
- OCR de tickets de los mejores del mercado español (≈95% precisión)
- Verifactu activo desde el primer día del reglamento
- Modelos fiscales 303, 130, 349 prerellenados listos para Cl@ve
- UX muy cuidada, pensada para usuarios sin formación contable
- Adquirido por SumUp pero con equipo y producto mantenidos en España
Cons
- Parte contable más débil que Anfix o Holded
- No hay multiempresa real (necesitas cuentas separadas)
- Conciliación bancaria flojea con bancos pequeños y cooperativas
- Sin módulo de nóminas integrado
- Informes financieros básicos comparados con A3 o Sage
Pricing Comparison
| Product | Pricing Model | Starting Price |
|---|---|---|
| Holded | subscription | $10/mo |
| Quipu | free trial | $12.75/mo |
Our Verdict
Choose Holded if...
Spanish SMBs needing SII compliance built-in
Choose Quipu if...
Autónomos con gastos frecuentes en tickets que necesitan OCR
Still Not Sure?
Explore more alternatives or read in-depth reviews to make your decision.