OnPay vs Workday: Complete Comparison 2026
An in-depth comparison of features, pricing, and user experience to help you make the right choice.

OnPay
8.3(1,400 reviews)
Straightforward payroll and HR for small businesses. One plan at $40/month + $6/person with no feature gating or upsells.

Workday
4.3(1,523 reviews)
Enterprise cloud platform for HR, finance, and planning with AI-powered insights.
Quick Comparison
| Aspect | OnPay | Workday |
|---|---|---|
| Best For | Small businesses under 50 employees that want all features without tiered pricing games | Large enterprises (1,000+ employees) |
| Pricing Model | Subscription | Contact Sales |
| Starting Price | $40/mo | Contact Sales |
| Deployment | cloud | cloud |
| Platforms | WEB, IOS, ANDROID | WEB, IOS, ANDROID |
| Rating | 8.3/10 | 4.3/10 |
Pros & Cons
OnPay
Pros
- One plan with everything included — no feature gating, no tiers, no surprise upsells
- Transparent pricing at $40/month + $6/person makes budgeting dead simple
- Free accountant dashboard lets CPAs manage multiple client payrolls from one login
- Rock-solid QuickBooks and Xero integrations that sync without manual intervention
- US-based customer support with dedicated specialists who actually know payroll
Cons
- No international payroll — US only, no contractor payments abroad
- Mobile app is functional but limited compared to desktop experience
- Reporting is basic — standard reports only, no custom report builder
- No 24/7 support — business hours only, which is tough for after-hours emergencies
- Limited scalability past 100 employees — features plateau for larger companies
Workday
Pros
- Unified platform for HR, finance, and planning
- Enterprise-grade security and compliance
- Powerful analytics with machine learning
- Regular updates without disruptive upgrades
- Strong ecosystem of consulting partners
Cons
- Expensive—typically $100-200+ per employee annually
- Complex implementation taking 6-18 months
- Requires dedicated administrators to manage
- Overkill for companies under 1,000 employees
- Steep learning curve for all users
Pricing Comparison
| Product | Pricing Model | Starting Price |
|---|---|---|
| OnPay | subscription | $40/mo |
| Workday | contact sales | Contact Sales |
Our Verdict
Choose OnPay if...
Small businesses under 50 employees that want all features without tiered pricing games
Choose Workday if...
Large enterprises (1,000+ employees)
Still Not Sure?
Explore more alternatives or read in-depth reviews to make your decision.