Quipu vs Holded: Complete Comparison 2026
An in-depth comparison of features, pricing, and user experience to help you make the right choice.
Quipu
8.3(287 reviews)
Facturación, gastos e impuestos en la nube para autónomos y pymes españolas, con Verifactu, OCR de tickets y conexión bancaria PSD2.
Holded
Spanish cloud ERP combining accounting, invoicing, CRM, projects, and HR in one platform built for Spain and Latin America.
Quick Comparison
| Aspect | Quipu | Holded |
|---|---|---|
| Best For | Autónomos con gastos frecuentes en tickets que necesitan OCR | Spanish SMBs needing SII compliance built-in |
| Pricing Model | Free Trial | Subscription |
| Starting Price | $12.75/mo | $10/mo |
| Deployment | cloud | cloud |
| Platforms | WEB, IOS, ANDROID | WEB, IOS, ANDROID |
| Rating | 8.3/10 | 7.8/10 |
Pros & Cons
Quipu
Pros
- OCR de tickets de los mejores del mercado español (≈95% precisión)
- Verifactu activo desde el primer día del reglamento
- Modelos fiscales 303, 130, 349 prerellenados listos para Cl@ve
- UX muy cuidada, pensada para usuarios sin formación contable
- Adquirido por SumUp pero con equipo y producto mantenidos en España
Cons
- Parte contable más débil que Anfix o Holded
- No hay multiempresa real (necesitas cuentas separadas)
- Conciliación bancaria flojea con bancos pequeños y cooperativas
- Sin módulo de nóminas integrado
- Informes financieros básicos comparados con A3 o Sage
Holded
Pros
- Native SII tax compliance saves hours for Spanish businesses
- All-in-one ERP at a fraction of the cost of separate tools
- Clean, modern interface that non-accountants can figure out
- Strong bank connections with major Spanish banks
- Multi-company management from one dashboard
Cons
- Multi-currency handling is basic compared to Xero
- Mobile app lags behind the web version in features
- Individual modules lack depth of specialized tools
- Limited value outside Spain and LATAM markets
- Customer support response times can be slow
Pricing Comparison
| Product | Pricing Model | Starting Price |
|---|---|---|
| Quipu | free trial | $12.75/mo |
| Holded | subscription | $10/mo |
Our Verdict
Choose Quipu if...
Autónomos con gastos frecuentes en tickets que necesitan OCR
Choose Holded if...
Spanish SMBs needing SII compliance built-in
Still Not Sure?
Explore more alternatives or read in-depth reviews to make your decision.