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SAP Concur

Expense Management Software
6.8(8,200 reviews)

Pricing

contact sales

Best For

Multinational corporations operating in 10+ countries that need global tax compliance and VAT reclaim

Rating

6.8/10

Last Updated

Mar 2026

TL;DR

SAP Concur is what Fortune 500 companies default to when procurement says "we need enterprise-grade expense management." It handles everything: travel booking, expense reports, invoice processing, and compliance. The interface feels dated. Implementation is painful. But it integrates with SAP ERP like nothing else can, and when you need global tax compliance across 40 countries, Concur delivers.

What is SAP Concur?

The Enterprise Default for Travel and Expense

SAP Concur processes over $150 billion in travel and expense spending annually for 48,000+ customers. Those numbers aren't marketing fluff. When a multinational corporation needs T&E management that works in 40+ countries with local tax compliance, Concur is typically the only platform that checks every box.

The platform breaks into three core modules: Concur Expense (expense reports and receipt capture), Concur Travel (booking and trip management), and Concur Invoice (AP automation). You can buy them separately or bundled. Most large companies buy the bundle because the real value is connected data flowing between travel bookings, expense submissions, and invoice payments.

What Concur Does Better Than Anyone

Global compliance is Concur's genuine competitive moat. VAT reclaim in 30+ countries, per-diem calculations by city, local tax law enforcement, multi-entity consolidation - this is where Concur justifies its premium pricing. If your company operates in 10+ countries, building this compliance framework on a cheaper tool will cost you more in tax penalties than Concur licenses.

The SAP integration is seamless if you're already an SAP shop. Real-time posting to SAP S/4HANA, automated GL coding, and corporate card feeds all work without middleware.

The Pain Points Are Real

The user interface looks like it was designed in 2012. Because it was. Mobile receipt capture has improved but still lags behind Expensify and Ramp in speed and accuracy. Employees actively dislike using it. That's not subjective - NPS scores consistently trail modern competitors.

Implementation takes 3-6 months minimum. Enterprise deployments with SAP integration can stretch to 12+ months. You'll need a systems integrator. Budget $50K-$200K for implementation on top of license fees.

Who Actually Needs Concur

Companies with 1,000+ employees operating across multiple countries. SAP ERP customers who need native integration. Organizations where travel policy enforcement and global tax compliance are non-negotiable requirements. If you have fewer than 500 employees in a single country, Concur is overkill.

Pros and Cons

Pros

  • Unmatched global tax compliance with VAT reclaim in 30+ countries and per-diem rules by city
  • Native SAP ERP integration with real-time posting to S/4HANA eliminates manual journal entries
  • Handles travel booking, expenses, and invoices in one connected platform with shared data
  • Supports 48,000+ customers globally so finding implementation partners and training resources is easy
  • Audit trail and compliance reporting meet the requirements of even the most demanding regulatory environments

Cons

  • User interface feels outdated compared to modern expense tools and employees consistently rate it poorly
  • Implementation takes 3-12 months depending on complexity and requires a systems integrator at additional cost
  • Mobile receipt capture is slower and less accurate than Expensify, Ramp, or Fyle
  • Overkill for companies under 500 employees or operating in a single country without complex compliance needs
  • Pricing is opaque and typically requires negotiation with sales making budgeting difficult upfront

SAP Concur Pricing

Concur Expense Standard

$8/month
  • Receipt capture & OCR
  • Basic expense reports
  • Single-level approval
  • QuickBooks/Xero integration
  • Standard reporting
Get Started
Most Popular

Concur Expense Professional

$18/month
  • Everything in Standard
  • Multi-level approvals
  • Audit rules engine
  • SAP ERP integration
  • Tax compliance
  • Custom workflows
Get Started

Concur Travel + Expense Bundle

Contact Sales
  • Travel booking engine
  • Expense management
  • Invoice processing
  • Global tax compliance
  • VAT reclaim
  • Enterprise analytics
  • Dedicated support
Get Started

Pricing last verified: March 25, 2026

Who is SAP Concur Best For?

  • Multinational corporations operating in 10+ countries that need global tax compliance and VAT reclaim
  • SAP ERP customers who need native expense-to-GL integration without middleware or custom development
  • Companies with 1,000+ employees where travel policy enforcement is a critical requirement
  • Organizations in regulated industries needing comprehensive audit trails and compliance documentation

Technical Details

Platforms
webiosandroid
Deployment
cloud
Security & Compliance
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The Bottom Line

6.8/10Decent

SAP Concur scores 6.8/10. It stands out for unmatched global tax compliance with vat reclaim in 30+ countries and per-diem rules by city Best suited for multinational corporations operating in 10+ countries that need global tax compliance and vat reclaim Keep in mind that user interface feels outdated compared to modern expense tools and employees consistently rate it poorly

Frequently Asked Questions

SAP Concur pricing depends on modules and company size. Concur Expense Standard starts around $8/user/month for smaller companies. Concur Expense Professional runs $18-$25/user/month. The Travel + Expense bundle uses custom pricing that typically lands between $20-$40/user/month for mid-market and lower for enterprise volume deals. Implementation fees of $50K-$200K are separate. Always negotiate - list price is rarely the final price.

Yes. Concur integrates with QuickBooks, Xero, Oracle, Microsoft Dynamics, and other ERP systems through its standard connectors and API. However, the deepest integration is with SAP S/4HANA and SAP Business One. Non-SAP integrations work but may require more configuration and don't offer the same real-time posting capabilities. For complex non-SAP ERP environments, you may need middleware or a custom integration.

Score Breakdown
Ease of Use6.6
Features6.8
Value for Money6.3
Support7.1

Based on editorial analysis