Xero Pricing 2026: Plans, Costs & Hidden Fees
Complete pricing breakdown to help you choose the right plan
Starting at
$15/mo
Plans available
3
Pricing model
subscription
Pricing last verified: January 16, 2026
Xero Pricing Plans
Early
$15/month
- 20 invoices per month
- 5 bills per month
- Bank reconciliation
- Capture bills and receipts
Most Popular
Growing
$42/month
- Unlimited invoices
- Unlimited bills
- Bulk reconciliation
- Multi-currency
Established
$78/month
- Everything in Growing
- Expenses
- Project tracking
- Multi-currency
Hidden Costs to Consider
Implementation & Setup
Many enterprise software solutions charge implementation fees ranging from a few hundred to thousands of dollars. Ask about setup costs before committing.
Training & Onboarding
Training sessions, dedicated onboarding, and certification programs may incur additional costs beyond the subscription fee.
Integrations & Add-ons
Premium integrations, API access, or additional modules may require separate licenses or higher-tier plans.
Overage Charges
Exceeding user limits, storage caps, or API call quotas can result in unexpected charges. Understand your limits before signing up.
How Xero Pricing Compares
| Software | Starting Price | Pricing Model | Rating | |
|---|---|---|---|---|
| Xero | $15/mo | subscription | 8.5/10 | Current |
| QuickBooks Online | $30/mo | subscription | 8.2/10 | |
| NetSuite | $0/mo | contact sales | 7.9/10 | |
| Expensify | $0/mo | freemium | 8.1/10 |
Xero Pricing FAQ
Ready to get started with Xero?
Visit their website to start your free trial or request a demo.