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Gusto vs Namely: Complete Comparison 2026

An in-depth comparison of features, pricing, and user experience to help you make the right choice.

Gusto logo

Gusto

4.6(5,247 reviews)

Payroll and HR platform for small businesses with benefits, compliance, and hiring tools.

Namely logo

Namely

3.4(1,287 reviews)

Mid-market HR platform for companies with 50-1,000 employees covering HR, payroll, benefits, and talent.

Quick Comparison

AspectGustoNamely
Best ForSmall businesses and startups (1-100 employees)US mid-market companies with 50-1,000 employees
Pricing ModelSubscriptionSubscription
Starting Price$40/mo$12/mo
Deploymentcloudcloud
PlatformsWEB, IOS, ANDROIDWEB, IOS, ANDROID
Rating4.6/103.4/10

Pros & Cons

Gusto

Pros

  • Excellent payroll that handles all 50 states flawlessly
  • Easy setup—most companies run first payroll same day
  • Affordable benefits access typically reserved for larger companies
  • Clean, intuitive interface for employers and employees
  • Strong customer support for complex payroll questions

Cons

  • HR features are basic compared to dedicated HRIS platforms
  • Gets expensive as employee count grows past 50
  • Limited international capabilities—US focused
  • Reporting and analytics could be more powerful

Namely

Pros

  • Built specifically for the 50-1,000 employee sweet spot
  • Payroll, benefits, and HR in one platform reduces vendor sprawl
  • Social-media-inspired UI is approachable for non-technical employees
  • Benefits administration with direct carrier connections
  • Solid onboarding workflows with e-signatures and task management

Cons

  • Product development has slowed following ownership changes
  • Performance management tools are basic compared to dedicated solutions
  • Customer support quality varies significantly between accounts
  • UI is starting to show its age against newer competitors
  • Limited international capabilities — primarily US-focused

Pricing Comparison

ProductPricing ModelStarting Price
Gustosubscription$40/mo
Namelysubscription$12/mo

Our Verdict

Choose Gusto if...

Small businesses and startups (1-100 employees)

Learn More

Choose Namely if...

US mid-market companies with 50-1,000 employees

Learn More

Still Not Sure?

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