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Bonsai

Accounting Software
8.0(2,800 reviews)

Pricing

subscription

Best For

Solo freelancers in creative fields

Rating

8.0/10

Last Updated

Mar 2026

TL;DR

Bonsai is the freelancer's best friend for the business side of things. Proposals, contracts, invoicing, time tracking, accounting, and tax prep - it handles the admin work that keeps freelancers up at night. Starting at $21/month, it's cheaper than buying separate tools for each function.

What is Bonsai?

Built by Freelancers, for Freelancers

Most accounting software treats freelancers as an afterthought - stripped-down plans with features designed for companies. Bonsai flipped this around. Every feature exists because independent professionals asked for it: contracts with e-signatures, branded proposals, automatic invoicing, and tax estimates that actually help come April.

The Full Client Lifecycle

Here's what sets Bonsai apart. You create a proposal, the client signs it, and it automatically generates a contract. Finish the work, track your hours, and Bonsai creates the invoice. Payment comes in, and it's categorized for taxes. That flow from first contact to tax filing is something no other freelancer tool does this well.

Accounting That Doesn't Scare Creatives

Bonsai's accounting won't satisfy a CPA. But that's not the point. It tracks income and expenses, connects to your bank, categorizes transactions, and estimates quarterly taxes. For a graphic designer or copywriter who just needs to know "am I making money and how much do I owe in taxes?" - it's perfect.

The Limitations

Once you hire employees (not contractors), Bonsai starts to creak. There's no payroll, no inventory, no multi-entity support. The accounting lacks double-entry bookkeeping, so your accountant might push back at tax time. And at $21-79/month, it's not cheap for a brand-new freelancer earning modest income.

Who This Is For

Solo freelancers and small agencies under 5 people. Designers, developers, writers, consultants, photographers - creative professionals who'd rather spend time on client work than chasing invoices and filing paperwork.

Pros and Cons

Pros

  • Complete freelancer workflow from proposal to tax filing
  • Contracts and e-signatures built right in
  • Automatic tax estimation keeps quarterly surprises away
  • Clean, modern interface that creatives actually enjoy using
  • Combines 4-5 separate tools into one subscription

Cons

  • Not suitable once you hire full-time employees
  • Accounting lacks double-entry bookkeeping
  • Tax features focused mainly on US freelancers
  • Expensive for freelancers just starting out
  • Limited integrations compared to QuickBooks or Xero

Bonsai Pricing

Starter

$21/month
  • Unlimited invoicing
  • Proposals and contracts
  • Expense tracking
  • Task and time tracking
  • Client CRM
Get Started
Most Popular

Professional

$39/month
  • Everything in Starter
  • Accounting and tax prep
  • Custom branding
  • Workflow automations
  • Subcontractor management
Get Started

Business

$79/month
  • Everything in Professional
  • Hiring and team management
  • Collaboration tools
  • Priority support
  • Dedicated account manager
Get Started

Pricing last verified: March 22, 2026

Who is Bonsai Best For?

  • Solo freelancers in creative fields
  • Consultants managing multiple client contracts
  • Small agencies with fewer than 5 people
  • Professionals who want proposals, contracts, and invoicing in one place

Technical Details

Platforms
webiosandroid
Deployment
cloud
Security & Compliance
soc2gdpr

The Bottom Line

8/10Very Good

Bonsai scores 8/10. It stands out for complete freelancer workflow from proposal to tax filing Best suited for solo freelancers in creative fields Keep in mind that not suitable once you hire full-time employees

Frequently Asked Questions

Bonsai Starter costs $21/month (or $17/month billed annually). Professional is $39/month and adds accounting, tax prep, and custom branding. Business at $79/month is for small teams. They offer a 7-day free trial on all plans.

For most solo freelancers, yes. Bonsai covers invoicing, expense tracking, bank connections, and tax estimates. Where it falls short is double-entry bookkeeping and advanced financial reporting. If your accountant demands QuickBooks, you might need to export data at tax time.

Score Breakdown
Ease of Use8.3
Features7.5
Value for Money7.8
Support8

Based on editorial analysis